Best Free Tax Filing Software in 2025 – File Your Taxes for free.
Taxes are a bummer, right? And paying extra just to file them? That’s the worst part. But guess what? In 2025, you won’t have to spend a dime to file your federal (and sometimes state) tax returns. Whether you’re a student with a simple W-2, a part-time gig worker, or just someone who doesn’t need fancy bells and whistles, there are legit, free tax filing software options in 2025 that can get the job done right. In this guide, we’ll cover the best free tax software how they work, who they’re best for.
Why Use Free Tax Software in 2025?
Before we jump into the best options, here’s why free software might be the smartest move this year:
- No hidden costs: Truly free platforms let you file federal and sometimes state taxes at no charge.
- Great for simple returns: Perfect for W-2 employees, students, retirees, and low-income households.
- Fast & easy filing: Most tools offer step-by-step guidance with auto-filled forms.
- Secure and IRS-approved: You’re still getting bank-level encryption and e-filing straight to the IRS.
Best Free Tax Filing Software in 2025
Not all “free” software is created equal. Some offer a free tier but secretly charge you when you add a form or file state returns. But these picks are truly free or almost free and rated highly by users.
1. Cash App Taxes – Best 100% Free Option (Federal + State)
Why it’s great:
Cash App Taxes (formerly Credit Karma Tax) is one of the few services offering completely free federal AND state filing, no strings attached.
Highlights:
- Supports itemized deductions, 1099s, self-employment income
- Easy filing through the Cash App interface
- Secure data storage and filing
- Mobile-friendly
Best for:
People with basic to moderately complex returns who don’t want upsells
- Pros:
- ✅ Totally free, including state
- ✅ User-friendly interface
- ✅ Covers most tax situations
- Cons:
- ❌ No live support or expert help
- ❌ May not support more complex situations (multi-state income, etc.)
2. IRS Free File – Best for Low to Moderate Incomes
Why it’s great:
Offered directly through the IRS in partnership with private tax software companies, IRS Free File is available to taxpayers with an AGI of $79,000 or less in 2025.
Highlights:
- Multiple providers to choose from (TaxAct, TaxSlayer, etc.)
- Step-by-step online filing
- Includes free federal returns and some state options
Best for:
Wage earners, students, and families with incomes under $79,000
- Pros:
- ✅ Endorsed by the IRS
- ✅ Variety of tools to choose from
- ✅ No fees if you qualify
- Cons:
- ❌ Income limits apply
- ❌ Interface varies depending on provider
3. H&R Block Free Online – Best User Experience for Free Filing
Why it’s great:
H&R Block offers a robust free tier for simple returns, and their platform is one of the easiest to use.
Highlights:
- Covers W-2 income, education credits, and child tax credit
- Great help content and clean interface
- Option to upgrade if needed
Best for:
Anyone with a straightforward return who wants an intuitive experience
- Pros:
- ✅ Free state AND federal returns for basic filers
- ✅ Solid customer support
- ✅ Audit support options available
- Cons:
- ❌ Doesn’t cover self-employment income or itemizing in free version
4. FreeTaxUSA – Best for Advanced Filers on a Budget
Why it’s great:
While not completely free, FreeTaxUSA offers free federal filing with one of the lowest-cost state filings available ($14.99).
Highlights:
- Supports a wide range of forms (even rental income, investments)
- IRS e-file approved
- Optional Deluxe upgrade with live chat
Best for:
Experienced filers who want more control and don’t mind a small state fee
- Pros:
- ✅ Free for complex federal returns
- ✅ Low-cost upgrade options
- ✅ Great refund tracking tools
- Cons:
- ❌ State filing not free
- ❌ No phone or live support in free tier
5. TaxSlayer Simply Free – Best for Students and First-Time Filers
Why it’s great:
TaxSlayer’s free version is designed for first-time filers or those with very simple tax situations—like students or part-timers.
Highlights:
- Covers Form 1040, W-2s, and education-related credits
- Mobile-friendly design
- Limited but helpful support
Best for:
People with very simple returns (W-2 income, no dependents)
- Pros:
- ✅ Simple and straightforward
- ✅ Easy navigation for beginners
- ✅ Free federal + one free state
- Cons:
- ❌ Doesn’t include many deductions or credit forms
- ❌ Add-ons cost extra quickly
Tips for Filing Your Taxes for Free in 2025
Here are some quick tips to make the most of free filing software:
- Gather your docs: W-2s, 1099s, student loan interest, and ID info before you start
- Know your filing status: Single, Head of Household, etc.
- Compare options: Look at each platform’s support for the forms you need
- Keep copies: Always save a PDF copy of your return and confirmation
Final Thoughts: You Can File Your Taxes for Free in 2025
Did you know that filing taxes doesn’t have to break the bank? With the top-notch free tax filing software of 2025, you can file with peace of mind, skip those sneaky hidden fees, and get your refund faster than you can say ‘tax season.’ And guess what? You won’t have to pay a single penny! So, what are you waiting for? Pick the software that best suits your tax needs and start filing right away. Your wallet will be the happiest one!
